Home General Help 💰 Investor Earnings Distribution Guide

💰 Investor Earnings Distribution Guide

Last updated on Jan 13, 2026

Investor Earnings Distribution Guide

Overview

As a property token holder, you automatically earn a share of the rental income generated by the properties you invest in. This guide explains how your earnings are calculated, when you receive them, and how the distribution system works.

How Earnings Are Calculated

Your share of rental income is proportional to the number of property tokens you hold:

Your Earnings = (Your Tokens / Total Tokens) x Distributable Income

Example: If a property generates $10,000 in distributable income and you hold 50 out of 1,000 tokens:

  • (50 / 1,000) x $10,000 = $500

How Distributions Work

SecondaryDAO uses an automated, trustless distribution system that sends your earnings directly to your wallet.

Automatic Distribution

  • No action required - Distributions are sent automatically to KYC-verified wallets

  • Platform pays gas fees - You receive your full distribution amount

  • On-chain calculation - Your share is calculated entirely on the blockchain for transparency

  • Batch processing - Distributions are processed in batches to manage network efficiency

What to Expect

  1. Rent is collected and expenses/reserves are deducted

  2. Distributable income is sent to the distribution contract

  3. The system calculates each holder's pro-rata share on-chain

  4. USDC is sent directly to your wallet

KYC Requirements

  • KYC-verified holders receive distributions automatically

  • Non-KYC holders have their distributions held pending until KYC is completed

  • Once you complete KYC verification, any pending distributions are released to your wallet

During Initial Property Sale (IPS)

While a property is still selling tokens, distributions work slightly differently:

  • Distributions for unsold tokens go to the property seller

  • Once you purchase tokens, you begin receiving your proportional share

Distribution Schedule

Distributions occur when rental income is processed:

  • Rent collection: Property manager collects rent from tenants

  • Reserve allocation: Required reserves are funded first

  • Distribution trigger: Remaining income is distributed to token holders

  • Payment arrival: USDC arrives in your wallet typically within minutes of processing

Payment Details

All earnings are paid in USDC on Arbitrum One.

Why USDC on Arbitrum?

  • USDC is pegged 1:1 to the US Dollar

  • Very low transaction fees ($0.01-$0.20)

  • Fast confirmations (seconds)

  • Widely supported by wallets and exchanges

Your Dashboard

The Earnings section of your dashboard shows:

  • Property: Income-generating property

  • Your Tokens: Number of tokens you hold

  • Total Distributed: Cumulative distributions received

  • Last Distribution: Most recent distribution date and amount

Frequently Asked Questions

When do I receive my earnings?

Distributions are processed when rental income is available and reserves are adequate. You receive USDC directly to your wallet automatically.

Do I need to do anything to receive payments?

No, as long as you are KYC-verified. Funds are sent automatically to the wallet holding your tokens.

What if I am not KYC-verified?

Your distributions are calculated and held pending. Once you complete KYC verification, all pending distributions are released to your wallet.

Can I change my wallet address?

Yes. Contact support. KYC verification is required for any new wallet address.

How do I verify my payment?

  • Check your USDC balance in your wallet

  • View transactions on Arbiscan

  • Review distribution history in your dashboard

What happens to blacklisted addresses?

For regulatory compliance, distributions for blacklisted addresses are redirected to the property treasury.

Claim History

Your dashboard keeps a full record of:

  • Date and time of each distribution

  • Amount received

  • Transaction hash (viewable on Arbiscan)

Need Help?

If you have questions:

  1. Review your Dashboard → Earnings

  2. Check Arbiscan transaction history

  3. Contact support at [email protected]

Future Enhancement: Tiered Distribution System

SecondaryDAO is developing an enhanced distribution system that will provide more options for how you receive your earnings. This system is not yet active but will be available in a future update.

How the Tiered System Will Work

The future system will organize distributions into three tiers based on your accumulated earnings:

Distribution Tiers:

  • Auto-Push ($50+): Automatically sent to your wallet

  • Manual Claim ($5 - $49.99): Claim anytime from your dashboard

  • Accumulating (Under $5): Builds until it reaches $5

Auto-Push ($50+): When your accumulated earnings reach $50 or more, they will be automatically sent to your wallet with no action required and no gas fees (platform covers them).

Manual Claim ($5 - $49.99): For amounts between $5 and $49.99, you will be able to claim them anytime from your dashboard. A small gas fee ($0.10-$0.20 on Arbitrum) will apply.

Gasless Claims: The future system will also support gasless claims using a signature-based system, with a small relay fee of $0.05 USDC.

Accumulating (Under $5): Small amounts under $5 will accumulate until they reach the $5 threshold to avoid gas fees consuming small payouts.

Claim Window

In the tiered system, unclaimed earnings will remain available for 2 years. After that, unclaimed funds transfer to the property treasury.

Key Differences from Current System

Key Differences:

  • Distribution method: Current: Automatic to all KYC-verified holders | Future: Tiered based on amount

  • Claim required: Current: No | Future: Only for $5-$49.99 tier

  • Minimum payout: Current: None | Future: $5 for manual claims

  • Gasless option: Current: N/A | Future: Yes ($0.05 relay fee)

  • Claim expiry: Current: None | Future: 2 years

We will notify all token holders when the tiered distribution system becomes available.

Last updated: January 2026